Patrick Williams's Blog Posts

This is the real story behind housing and household debt in Canada

Here is an interesting article that was written by the Chartered Professional Accountants Canada. "Is Canada heading for a housing crash? Record-high household debt and ever-rising home prices

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What happens if prices drop ⬇️ and interest rates ⬆️increase??

"Patrick, it seems interest rates will continue to increase. Doesn't this mean that house prices have no other option but to go down since most Buyers won't be able to afford to qualify for a

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The minimum deposit to purchase a house

There is a lot of different ideas of what the minimum deposit is when purchasing a house. After speaking with a number of house buyers I have heard them say a number anywhere from 5%, 10%, 20%, 30%,

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The real story behind housing and household debt in Canada

Here is an interesting article that was written by the Chartered Professional Accountants Canada. "Is Canada heading for a housing crash? Record-high household debt and ever-rising home prices

Read More

What happens if prices drop ⬇️ and interest rates ↗️increase?

"Patrick, it seems interest rates will continue to increase. Doesn't this mean that house prices have no other option but to go down since most Buyers won't be able to afford to qualify for a

Read More

What is The Minimum Deposit To Purchase a house??

There is a lot of different ideas of what the minimum deposit is when purchasing a house. After speaking with a number of house buyers I have heard them say a number anywhere from 5%, 10%, 20%, 30%,

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Buy or Sell Real Estate With Me In 2018 & Receive A Complimentary Vacation Getaway!*

Buying a house and vacation are words you don't normally hear in the same sentence when you are buying a house. In fact, I have found most of my clients wait a couple years to go on a nice vacation

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Buy or Sell Real Estate With Me In 2018 & Receive A Complimentary Vacation Getaway!*

Buying a house and vacation are two words you don't normally hear in the same sentence when you are buying a house. In fact, I have found most of my clients wait a couple years to go on a nice

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5 NEGOTIATING TACTICS THAT KILL A SALE

Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a

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UPDATED: TD, Royal Bank both raise their fixed mortgage rates

Sharing this recent article on interest rate increases from 2 of our major banks. It should not be a surprise to see other banks follow their lead. Click Here to review the article If you

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What Is The Mortgage Stress Test All About And How Does It Impact You

If you have been watching the news this past week I am sure you have seen the headlines regarding the new stress test introduced by the Office of the Superintendent of Financial Institutions (OSFI).

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